Terms & Conditions

Welcome to www.tambihaspak.com (the “Website”), owned and operated by Catalyst Strategies Ltd. (“Catalyst Strategies,” “we,” “us,” or “our”). By accessing or using our Website, signing up for courses, purchasing our products or services, or otherwise engaging with our content, you agree to the following Terms & Conditions (the “Terms”). If you do not wish to be bound by these Terms, please discontinue use of our Website and services.

1. Acceptance of Terms

By accessing the Website, creating an account, purchasing products or services, or otherwise engaging with our content, you confirm that you have read, understood, and agree to be bound by these Terms, as well as by our Privacy Policy. These Terms form a legally binding agreement between you and Catalyst Strategies Ltd..

2. Our Services

Catalyst Strategies provides a range of products and services, including (but not limited to) digital courses, in-person training, online workshops, and consulting. The specific details, features, and pricing for each product or service are described on the Website or in other communications we provide.

We reserve the right to modify or discontinue any part of our services at any time, without prior notice. We are not liable to you or any third party for any modifications to, or the discontinuation of, our services.

3. Eligibility

• Age Requirement: You must be at least 16 years old (or older if required by your local laws) to use our Website or services.
• Authority: By using our Website, you warrant that you have the full authority and capacity to enter into these Terms and are not otherwise barred from doing so under any applicable laws.

If you are under 16, you must obtain appropriate parental or guardian consent to use our Website or services in compliance with all applicable laws.

4. Account Registration

To access certain features or content, you may be required to create an account. You agree to:

1. Provide accurate, current, and complete information.
2. Maintain the security of your password and account credentials.
3. Promptly update any information to keep your account accurate.
4. Notify us immediately at support@tambihaspak.com of any suspected unauthorized use of your account.

You are responsible for all activities that occur under your account, whether or not authorized by you. Catalyst Strategies will not be liable for any losses arising from unauthorized use of your account.

5. User Conduct

You agree that you will not use our Website, services, or content to:

1. Violate any applicable local, national, or international law or regulation.
2. Infringe on the rights of others, including any intellectual property, privacy, or contractual rights.
3. Upload or transmit any viruses, malware, or harmful code.
4. Harass, abuse, or harm another person or entity.
5. Interfere with or disrupt the operation of our Website or any related servers or networks.

We reserve the right to suspend or terminate your access to the Website if we believe, in our sole discretion, that you have violated these Terms or any applicable law.

6. Purchases & Payments

When you purchase a product or service (including digital downloads, courses, or consulting sessions), you agree to the price and payment terms listed at the time of purchase. All payments must be made in the currency advertised (e.g., GBP, USD, or otherwise indicated).

6.1 Payment Processing

We may use third-party payment processors for secure payment transactions. By providing your payment information, you authorize us to charge the applicable purchase amount. You are responsible for any fees, including currency exchange fees, charged by your bank or payment provider.

6.2 Taxes

You are responsible for any local, regional, or national taxes applicable to your purchase. If required by law, we will charge and collect the relevant taxes at checkout.

7. Refund Policy

Our refund policy for courses, products, or services is described on the relevant product or service page. Unless otherwise stated:

• Digital Products (Downloads): Due to the nature of digital products, we typically do not offer refunds once the purchase is complete and the digital product has been accessed or downloaded.
• Courses or Workshops: Some courses may include a limited refund period. Please review the specific course details before purchase. If you are unsatisfied, contact us at support@tambihaspak.com to discuss eligibility.

We reserve the right to deny a refund if we conclude, in our sole discretion, that the refund policy is being abused.

8. Intellectual Property Rights

All content on our Website—such as text, images, logos, videos, designs, and downloadable materials—are owned or licensed by Catalyst Strategies and are protected by applicable intellectual property laws.

8.1 Limited License

Subject to these Terms, we grant you a non-exclusive, non-transferable, revocable license to access and use our Website and services for personal and non-commercial purposes only. You may not:

• Reproduce, distribute, modify, create derivative works of, publicly display, republish, or transmit any of the material.
• Remove or alter any copyright, trademark, or other proprietary notices.

8.2 Trademarks

All trademarks, service marks, and logos used or displayed on our Website are the registered or unregistered trademarks of Catalyst Strategies or other third parties. You may not use these trademarks without our prior written consent.

9. Third-Party Links & Resources

Our Website may contain links to third-party websites, products, or services. These links are provided for convenience only, and Catalyst Strategies does not endorse or assume responsibility for any third-party content. Use these links and resources at your own risk, subject to the terms and policies of the respective third parties.

10. Disclaimer of Warranties

To the fullest extent permitted by law, our Website, content, products, and services are provided on an “AS IS” and “AS AVAILABLE” basis without any warranties of any kind, either express or implied.We make no representations or warranties about the accuracy, completeness, or reliability of the content and services provided. Catalyst Strategies disclaims all warranties, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, and course of dealing or usage of trade.

11. Limitation of Liability

To the extent permitted by law, in no event shall Catalyst Strategies, its directors, employees, partners, or agents be liable for any indirect, incidental, consequential, special, or punitive damages, or any loss of profits or revenues, arising from your use of the Website or services.In no event shall our total liability for any damages, losses, or causes of action exceed the amount you paid (if any) for accessing or using our Website or services during the six (6) months preceding the event giving rise to the claim.

Some jurisdictions do not allow the exclusion of certain warranties or limitations on liability. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

12. Indemnification

You agree to defend, indemnify, and hold harmless Catalyst Strategies, its affiliates, directors, employees, partners, and agents from and against any and all liabilities, claims, damages, costs, and expenses (including reasonable solicitors’ or attorneys’ fees) arising out of or related to:

• Your use or misuse of our Website or services.
• Your breach of these Terms.
• Your violation of any rights of a third party, including intellectual property rights.
• Your violation of any applicable laws.

13. Termination

We reserve the right, in our sole discretion, to terminate or suspend your access to all or part of the Website, with or without notice, for any or no reason, including without limitation breach of these Terms. Upon termination, your right to use the Website or services will immediately cease.

14. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflicts of law principles.If any dispute, controversy, or claim arises out of or in connection with these Terms or your use of the Website (a “Dispute”), we encourage you to contact us first at support@tambihaspak.com to attempt a resolution through informal discussion. If we cannot resolve the Dispute amicably, such dispute shall be submitted to the exclusive jurisdiction of the English courts unless otherwise required by applicable law.

15. Changes to These Terms

We reserve the right to modify or update these Terms from time to time. When we do, we will post the new Terms on the Website. We may also send you a notice via email or through other means of communication if you have provided us with your contact information. By continuing to use our Website or services after any updates become effective, you agree to be bound by the revised Terms.

16. Miscellaneous

• Entire Agreement: These Terms, together with our Privacy Policy, any other legal notices on our Website, and any specific terms for particular products or services, constitute the entire agreement between you and Catalyst Strategies.
• Severability: If any provision of these Terms is held invalid or unenforceable by a court of competent jurisdiction, the remaining provisions will remain in full force and effect.
• Waiver: Any failure by us to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.
• Assignment: You may not assign or transfer these Terms without our prior written consent. We may freely assign or transfer these Terms at our sole discretion.
• No Agency: No joint venture, partnership, employment, or agency relationship exists between you and Catalyst Strategies as a result of these Terms or your use of our Website and services.

17. Contact Information

For any questions or concerns about these Terms, our services, or to report any violations, please contact us at:

‍Catalyst Strategies Ltd.
128 City Road,
London, EC1V 2NX,
United Kingdom

Email: support@tambihaspak.com